It’s your money, after all—we'll help you to collect it

Sterling Debt Recovery in a shortcut
- No win – no fee collection.
- No upfront charges.
- Free service. Our fees can be passed on to your debtor in most cases.
- Personal service and regular updates from your named debt collector.
- Collected cash is transferred to your account quickly by bank transfer.
- The majority of debts are collected without the need for legal action.
- Low legal fees and fixed fee litigation where legal action is appropriate.
Free case evaluation by debt recovery specialist
Our team specialises in both domestic and international recovery, navigating legal, cultural, and linguistic challenges with expertise. We keep you informed at every step and prioritise solutions that minimise disruption while maximising results.
Please note, Sterling collects debts from businesses only. We do not collect consumer debts or any debts from private individuals.
International Debt Recovery
International Debt Recovery
Domestic Debt Recovery
Domestic Debt Recovery
Dispute Resolution
Dispute Resolution
Legal Services
Legal Services
Debtor Tracing
Debtor Tracing
Effective Enforcement
Effective Enforcement

We know what we’re doing
- Nearly 20 years of experience in business-to-business debts recovery.
- Delivering global expertise and results across more than 30 countries.
- A risk-free “No Win, No Fee” basis.
- Proven expertise in sectors such as recruitment, fintech, and accountancy.
Areas of speciality
Sterling Debt Recovery: Two decades of experience
From dispute resolution to legal action, our services are designed to maximise every recovery opportunity.
Our specialist agents know recruitment inside out, enabling swift, cost-effective resolutions without legal action.
Don’t hesitate to contact us or read more on our website dedicated to Debt Recovery.
Ready to get your money back?
What is debt recovery?
Debt recovery is the process of pursuing unpaid invoices or overdue payments from customers. It helps businesses protect their cash flow and minimise write-offs, especially when internal efforts have been unsuccessful.
How does Sterling's "no win – no fee" model work?
Our no win – no fee model means you only pay if we successfully recover the debt. It’s a low-risk, performance-based approach that aligns our incentives with your results.
Can debt recovery be used to collect international debts?
Yes. Sterling has multilingual teams and legal partners worldwide, allowing us to recover debts across borders, currencies, and jurisdictions efficiently and professionally.
Will debt recovery affect our customer relationships?
Handled correctly, it won’t. We prioritise a diplomatic and brand-sensitive approach, aiming to resolve matters without damaging your client relationships or reputation.
What legal action can be taken if a debtor refuses to pay?
If amicable collection fails, we can advise on next steps including pre-action letters, legal proceedings, or enforcement – always with your approval and full transparency.
How are disputed debts collected?
Disputed cases are managed by experienced agents who review documentation, mediate with the debtor, and escalate when necessary, ensuring your position is clearly represented.
Is our data secure with a debt recovery agency?
Yes. We operate under strict GDPR guidelines and use encrypted platforms to store and process sensitive data. Your information is protected at every stage.
How long does the debt recovery process take?
That depends on the case. Some debts are resolved within days; others may take weeks or months, particularly if legal steps are required. You’ll be informed about progress.
What types of debts qualify for recovery?
We recover commercial debts, including overdue invoices, unpaid fees and contract breaches.
How do we choose the right debt recovery partner?
Look for industry experience, legal knowledge, ethical practices, and a proven recovery track record. Sterling offers a transparent, results-driven service trusted by global clients.