Commercial Debt Recovery. Zero Financial Risk.
We specialise exclusively in commercial debt recovery and dispute resolution.
Note: Sterling strictly manages commercial ledgers. We do not collect consumer debts, pursue private individuals, or sole traders.
Our recovery infrastructure is built on specialised expertise that aligns with your goals.
100% Performance-Based
No Upfront Costs
19 Years
Global
Fast Remittance
Seamless B2B
Debt Recovery
Stop throwing good money after bad. We ensure your bottom line is protected at every step.
The "No-Win, No-Fee" Guarantee
We align our success directly with yours. If we do not recover your money, you do not pay us a penny. There are zero upfront charges to initiate a case.
Dedicated Account Management
You are never left in the dark. You are assigned a named, dedicated debt recovery specialist who provides updates and transparent, strategic advice on every single case.
Cost-Neutral Execution
Under late payment legislation, our recovery fees can typically be passed entirely onto your debtor. This means you could potentially receive 100% of your original invoice value with the debtor effectively covering the cost of our service.
Amicable Resolution First
Aggressive recovery doesn’t mean burning bridges. Our highly trained agents focus on mediation and dispute resolution, successfully recovering the vast majority of commercial debts without ever needing to escalate to costly litigation.
Cross-Border Commercial Debt Recovery
Erase the friction of international borders. We navigate complex foreign legal systems and cultural nuances to recover your money anywhere in the world.
Domestic Debt
Recovery
Fast, professional, and compliant collection of UK-based commercial debts.
Faster
Cash In
International Debt Recovery
Multilingual teams managing cross-border complexities to recover your money globally.
Recovered
Across Borders
Dispute Resolution
Skilled mediation to resolve contested invoices, unblocking stalled payments rapidly.
Blocked
Cash Unlocked
Legal Services
When amicable collection fails, we provide strategic litigation advice and can recommend one of our legal partners that utilise fixed-fee structures.
Escalation
Without Risk
Effective Enforcement
Compelling stubborn debtors to meet obligations via oral exams, winding-up petitions, and third-party debt orders.
Hard Cases,
Resolved
From Unpaid Invoices to Cash in the Bank
Our recovery process is swift, transparent, and requires minimal effort from your internal team.
Free Case Evaluation
Submit your overdue invoices. Our specialists review the documentation and assess the viability of recovery at zero cost.
Comprehensive Scan
We execute a structured, professional contact strategy, leveraging our authority to resolve disputes and secure payment without litigation.
Actionable Reporting
Collected funds are promptly transferred to your account. If the debtor refuses to pay, we provide a clear option to receive a fixed-cost legal escalation—moving forward only with your explicit approval.
Audited, Compliant, and Secure
We handle your sensitive financial data and corporate reputation with the highest level of certified security.
ISO/IEC 27001 (Information Security Management)
ISO 9001 (Quality Management Systems)
Full GDPR Compliance
Adherence to Strict Corporate Debt Collection Guidelines
PCI DSS Certified
CSA Member
Your Questions, Answered.
It is a purely performance-based approach. We evaluate the case for free and pursue the debt. If we are unsuccessful, you pay nothing. If we succeed, our fee is a percentage of the recovered amount. It is your statutory right to charge late fees, and in most cases, they will cover Sterling’s charge for recovering your debt.
Not when handled correctly. We prioritise a diplomatic, professional approach aimed at dispute resolution rather than aggressive harassment. We protect your brand’s reputation while making it clear that payment is non-negotiable.
We strictly manage balances owed by business debtors. We only collect from businesses — not from individuals or sole traders. This includes overdue invoices, unpaid professional fees, and contract breaches by a business (e.g.: we can collect for individuals who are collecting from a business).
